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If parents feel that they should buy their teenager a car when they reach the driving age then they should get an older car. Assign your teenager to the oldest car and only allow them to drive that car. To keep your costs down do not buy brand new cars while you have a teenager on your policy. Even if they are not listed as a driver of the new car, the premiums will still be higher with them on your policy. See if your insurance company will work with you to get the best possible rate for you and your teenager. If not, then get on the Internet and get several quotes from different companies to find something that will get you what you want and fits into your budget. Finding cheap insurance for young drivers does not have to be as hard as it sounds.